FINANCE

Refinancing Hinges On One Credit Score

Most applicants miss the minimum target.

The Approval Threshold

Lenders use a specific FICO score to filter applications. Below this number, approval becomes unlikely.

The 670 FICO Score Gate

A score of 670 is the typical minimum for competitive rates. The best offers require 740 or higher.

Check Your Refinancing Odds

The full guide details the 5 application steps and common mistakes to avoid.

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